First Mortgage

A mortgage that is the primary lien against a property.

A loan that does not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo mortgage loan. These loan amounts can go up to three million dollars. Loan to value limits for Jumbo loans range from 60% to 95% depending on the loan amount. Our Jumbo Loan program can help you stand out in today's crowded marketplace. It's very flexible, with higher loan amounts up to $1,000,000 and higher Loan To Values so you can qualify for more house when they upgrade. Adjustable Rate Mortgage We offers several (A.R.M.) Loan programs that can help you take advantage of lower rates with a 5 year adjustable rate term. Fixed Rate Mortgage The Debt Consolidation & Home Mortgage Loan Company offers Fixed Loan program can help lock in to a 15 year or 30 year fixed mortgage. Lock in for 15 or 30 year terms, that are fixed for the entire terms.

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More Secured Debt Consolidation Programs

No equity loan solutions for lower payments. Borrow more than your house is worth. Combine debt and loans together and save more money with reduced interest. Leave your 1st mortgage alone if you want! Take out a home equity loan & get cash back with a 2 nd mortgage. Is your 1 st mortgage beyond the fixed rate period? If your rate is adjusting, Refinance and enjoy the safety of a fixed term loan. We help people with excellent or bad credit refinance their debts into a mortgage loan with fixed interest. Lock your rate and get cash coming back to you in 30-year refinance loan. Purchase your 1st or your 2nd home. Interest rates are still affordable.

First Mortgage